Here’s 11 2024 Rewards Programs You Can Offer Your Clients
Everyone loves rewards and our team has found some robust incentives offered by 11 of our health insurance partners.All of the companies below are contracted with Agility. These are the latest 2024 rewards programs offered to members. Explaining these incentives to clients can help you find the best plan for your client and wrap up […]
A Guide To High vs Low Deductibles for Health Insurance Plans
Regarding health insurance plans, one of the most important things for your customers to understand is the difference between high and low deductibles. Understanding this difference between high and low deductibles can help your clients make an informed decision when selecting a health insurance plan. Here are 8 things for your customers to consider when […]
FAQs on Agent and Broker Compensation for Special Enrollment Periods
The Centers for Medicare & Medicaid Services (CMS) posted Frequently Asked Questions (FAQs) regarding compensation paid by issuers to agents and brokers who assist consumers with enrollment during a Special Enrollment Period (SEP) or during Open Enrollment Periods (OEPs). It has been made a priority by the Biden-Harris Administration to provide those who are uninsured […]
2021 Marketplace Special Enrollment Period Report
The Centers for Medicare & Medicaid Services (CMS) report that over 528,000 Americans signed up for health insurance from the start of the 2021 Marketplace Special Enrollment Period (SEP) for consumers in HealthCare.gov States through March 31st, including approximately 322,000 signups from March 1st to March 31st. February 15th – March 31st, 2021 The Centers […]
2021 APTC Subsidy Change
Don’t miss the chance to enroll new and existing clients in more affordable coverage! Learn how much your clients in Texas can save with the recent expansion of APTC subsidy eligibility. See below for an example of how the subsidy changes would impact a 40-year-old at 150% of the FPL on a Bronze Classic Next […]
2021 Special Enrollment Period Access Extended to August 15 on HealthCare.gov for Marketplace Coverage.
President Biden announced that the Centers for Medicare & Medicaid Services (CMS) is extending access to the Special Enrollment Period (SEP) until August 15 – giving consumers additional time to take advantage of new savings through the American Rescue Plan. This action provides new and current enrollees an additional three months to enroll or re-evaluate […]
2021 Covid SEP Overview: Enroll without a life change, Feb 15 through May 15 for *most* states.
The short version: Most states are launching a “Covid SEP” where your clients will not need a Qualifying Life Event to enroll. This starts February 15th and ends May 15th. So, this is just like an Open Enrollment Period—where unenrolled clients can get enrolled, and currently enrolled clients can […]
Healthcare.gov: Marketplace Webinars for Agents and Brokers
The Centers for Medicare & Medicaid Services (CMS) is hosting two webinars on August 11 and August 14. SAVE MY SEAT >> The August 11 webinar will review the plan year 2021 registration and training process for those who did not complete the Marketplace registration and training requirements for plan year 2020. Agents and […]
Healthcare.gov: The 2020 Insurance Plan Data is Now Available
Marketplace 2020 Plan Information Now Available: On October 25, 2019, CMS launched updates to window shopping (the “See plans & prices” page on HealthCare.gov) that allows consumers and their agents and brokers to preview 2020 plans and prices before Open Enrollment begins. As in previous years, window shopping lets consumers browse plans without logging in, […]
Federal Poverty Level Guidelines for 2020 ACA Plans
FEDERAL POVERTY LEVEL (FPL): A measure of income issued every year by the Department of Health and Human Services (HHS). Federal poverty levels are used to determine your eligibility for certain programs and benefits, including savings on Marketplace health insurance, and Medicaid and CHIP coverage. The 2019 federal poverty level (FPL) income numbers below are […]
Healthcare.gov: Medicaid, CHIP, and “Public Charge” Status
2020 COVERAGE FOR LAWFULLY PRESENT IMMIGRANTS: Lawfully present immigrants are eligible for coverage through the Health Insurance Marketplace. The term “lawfully present” includes immigrants who have: “Qualified non-citizen” immigration status without a waiting period (see details below) Humanitarian statuses or circumstances (including Temporary Protected Status, Special Juvenile Status, asylum applicants, Convention Against Torture, victims of […]
California To Provide Financial Boost To Help Buy Health Coverage
If you are among the Californians who buy your own health insurance, a surprise may await you as the enrollment period for 2020 coverage opens this week. Starting Jan. 1, California will become the first state to offer subsidies to middle-income people who make too much money to qualify for the federal tax credits that […]