Blue Cross and Blue Shield of Texas (BCBSTX) has been a trusted and recognized brand in the health insurance industry for over 90 years. With a strong brand recognition, BCBSTX is a top choice for individuals and employers seeking reliable health insurance coverage.
Medicare-eligible individuals have a valuable opportunity to benefit from BCBSTX Medicare plans. As 10,000 Americans become eligible for Medicare daily, BCBSTX is well-positioned to cater to their needs.
BCBSTX is committed to promoting the health and wellness of its members and communities. They prioritize increasing access to care, lowering overall costs, and improving care quality and patient outcomes.
Their Mission: “To do everything in our power to stand with our members, in sickness and in health.”
The comprehensive Medicare product offerings by BCBSTX include Medicare Advantage, Medicare Supplement, and Prescription Drug Plans. These offerings provide flexibility, enhanced networks, and tailored care to meet individual needs. BCBSTX also assists in managing healthcare costs and navigating the complex healthcare system.
For Medicare Advantage Prescription Drug Plans, BCBSTX network serves over 145 counties in Texas, offering various options such as HMO and PPO. These plans come with benefits like a $5,000 Dental allowance and diverse product options with $0 premiums, copays, and out-of-pocket expenses. The Flex Open Access PPO plan provides members the freedom to choose any nationwide provider accepting Medicare. BCBSTX also has specialized plans for veterans who rely on the VA for prescription drugs, including a Part B premium buy-down.
With Medicare Supplement Plans, BCBSTX empowers members with freedom and flexibility in choosing doctors and hospitals accepting Medicare. These plans offer discounts like a 10% Household Discount and a 7% Continue with Blue Discount. Value-added benefits include an annual hearing exam, discounts on hearing aids, access to a 24/7 nurse-line, and participation in the SilverSneakers Fitness Program.
BCBSTX Prescription Drug Plans feature fixed copayments and coinsurances, comprehensive drug coverage, and convenient access to thousands of pharmacies nationwide. Preferred pharmacies help members save on copays, and there are plans available with premiums as low as $16.40.
The extensive network of participating providers, including physicians, hospitals, and skilled nursing facilities, makes BCBSTX an excellent choice for Medicare-eligible individuals. This network, combined with their trusted brand recognition and long-standing relationship with Medicare, ensures access to the necessary covered services.
Community involvement is a cornerstone of BCBSTX’s mission. They collaborate with local nonprofit organizations, focusing on areas such as:
- behavioral health
- early cancer detection
- diabetes management
- maternal and infant health in preventive care
- primary care
- mental health services.
BCBSTX provides turn-key sales and marketing tools to support sales efforts. Their offerings include strong brand advertising, compliance with regulatory requirements, high-quality creative campaigns, and digital tools. Their regional sales team offers immediate and ongoing support and coaching, and sales and education presentations are available for new agent training.
Choosing Blue Cross and Blue Shield of Texas means gaining access to a trusted brand, comprehensive Medicare product offerings, commitment to community involvement, and robust sales and marketing support.