Oscar is making a bold impact this OEP, highlighting its hottest ACA markets nationwide for Agility, including these standout rating areas:
- Houston 26
- Palm Beach, Florida 50
- Miami – Dade 43
- Nashville 4
- Charlotte 4
- Orlando 48
- Fort Worth 25
- Broward Florida 6
- Phoenix – Mesa – Scottsdale 4
- Jacksonville 15
- Dallas 8
- Tampa 28
- San Antonio 18
- Orlando 49
- Tampa 52
- Columbus, Ohio 9
- El Paso 9
- Memphis 6
- Houston 10
- McAllen Texas 15
- Daytona Florida 64
- Oklahoma City 3
- Tampa 51
- Orlando 57
- Cincinnati 4
- St. Louis 6
- Austin 3
- Kansas City 3
- Grand Rapids 12
- Tulsa 4
- Dayton Ohio 3
- Jackson Mississippi 3
- Houston 27
- Tucson 6
- South Central Tennessee 8
You’ll find over 60 additional top Oscar markets in your MyAdmin account. If you haven’t set yours up, you can do so here.
Market Nuggets
- In Charlotte and Winston-Salem, Oscar is launching cobranding plans with Atrium Health. Because Atrium Health is part of Aetna’s 2025 network, switching Aetna clients using Atrium Health to Oscar will be a seamless transition for members in these cities.
- In addition to offering the three lowest-priced Silver plans in Charlotte, Oscar provides multiple $0 Bronze options. These include condition-specific plans and the Bronze Elite + PCP Saver “Saver Plus,” which features a $0 medical deductible. Additionally, it includes $3 generic prescription drugs (tier 1).
- In the South Central Tennessee area mentioned above, Oscar offers the lowest-cost Silver plan in the rating area. Additionally, Oscar provides several condition-specific plans, such as the Silver Simple Diabetes plan in Nashville, which supports members with diabetes through benefits tailored to their specific health needs.
- Oscar Health also offers several $0 bronze options in Memphis, such as the Bronze Elite + PCP Saver Plus. This plan provides members with a $0 medical deductible, so covered medical expenses are paid by Oscar from the start. Additionally, it includes a $3 copay for Tier 1a generic prescriptions.
- Tennessee members will also have access to providers such as:
- Vanderbilt Health
-
- Baptist Health
- Ascension
- NEW for 2026; Regional One
- Many hot areas feature $0 gold plans. These gold plans offer primary care copays as low as $5 per visit and generic prescription (tier 1) copays as low as $3, providing low-cost access to doctors and medications. Examples include markets in Florida and several Texas regions, such as:
-
- Dallas
- Fort-Worth
- Austin
- College Station
- San Antonio
- Houston SW (Austin County, Fort Bend, Brazoria, and Waller Counties)
- Miami-Dade County
- Broward County (Fort Lauderdale)
- Palm Beach County
- Hillsborough County (Tampa)
- Volusia County
- Pasco County
- Seminole County
- Bay County
- Hernando County (Tampa)
- Clay County (Jacksonville)
- Flagler County
- El Paso features $0 Oscar Health, Bronze EPO Plans with no referrals. The Oscar Health Bronze Elite + PCP Saver Plus plan features a $40 PCP copay and a $3 generic prescription copay.
Oscar supports this heat map with one of the most competitive ACA bonus opportunities available, now including Texas for the first time in five years!
The Agility Advantage
With the ongoing evolution of the ACA market, Agility delivers insights like these to help you stay ahead of changes and position yourself for growth. Agility provides:
- Dedicated Producer Support at (866) 590-9771 or support@enrollinsurance.com to answer any insurance questions and direct you to our Medicare, ACA, and ancillary experts. They can also add you to our weekly email list for tips and updates.
As you navigate this OEP, let Agility empower you to expand your capabilities and unlock new opportunities ahead.
