The Initial Analysis of 2027 ACA Monthly Premiums

We have the first analysis on 2027 monthly premiums for the ACA Marketplace Individual market. Analysts at KFF state that initial analysis of 77 plan filings of Marketplace insurers in 16 states and Washington, D.C., shows a median premium increase of 14% for 2027.

The KFF analysis lists the states in the report and shows the range of monthly premium increases requested by carriers, as well as the number of carriers requesting each amount. The median increase in the same report last year was 15%, indicating a slightly lower median projection for the monthly premium increase in 2027.

This report did include Oregon’s information for 2027. Oregon’s information release indicates that the state will see a weighted-average increase of 17.5% in monthly premiums for 2027.

This increase is higher than last year’s weighted average increase of 9.7%. Oregon’s release also includes information on the expected number of plans participating in both the individual and small-group markets statewide, as well as the small-group market’s 2027 monthly premium expectations.

This information provides a snapshot of what’s happening in these ACA markets. Still, we believe ACA agents need to prepare for similar increases in other states in 2027.

The Agility Difference

Agility is here to assist ACA agents in preparing for the best possible ACA OEP. The Agility team’s accumulated years of ACA experience are available to you for your ACA planning activities.

As this market continues to change, Agility keeps agents informed with important updates and offers our team’s expertise to help you grow. You can contact our Dedicated Producer Support at (866) 590-9771 or support@enrollinsurance.com for insurance questions or to connect with our ACA, Medicare, ICHRA, Group, and ancillary experts.

We can add you to our weekly email list for tips and updates. Let Agility help you build your skills and find new opportunities in 2026 and into 2027.

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