Today, the Colorado Division of Insurance (DOI) announced that Rocky Mountain HMO, a division of UnitedHealthcare, and HMO Colorado, part of Anthem, a division of Elevance, will end ACA plans in several Colorado counties. Approximately 96,000 Coloradans are currently enrolled in these plans and will need new health coverage beginning November 1, 2025, when Open Enrollment begins.
Rocky Mountain HMO
Rocky Mountain HMO will withdraw the Doctors Plan in seven counties. The discontinued plan is in rating area 3, the Denver Metro area, and impacts about 26,000 Coloradans.
The counties impacted are:
- Adams
- Arapahoe
- Broomfield
- Denver
- Douglas
- Elbert
- Jefferson
HMO Colorado
HMO Colorado will discontinue 21 plans in 11 counties, impacting 32,000 Coloradans. The company will also discontinue 41 plans in certain counties, impacting an additional 37,000 Coloradans.
The impacted counties are:
- Adams
- Arapahoe
- Boulder
- Broomfield
- Clear Creek
- Denver
- Douglas
- Elbert
- El Paso
- Gilpin
- Jefferson
- Larimer
- Mesa
- Park
- Teller
- Weld
Agility encourages ACA agents to reach out to their Colorado ACA clients impacted by this announcement immediately. Answer their questions and assure them you will help find the best 2026 health coverage option available in their county.
Remind your clients that ACA Open Enrollment begins November 1, 2025, which is the deadline for changing their health coverage.
There are many moving pieces to this breaking news, and Agility is here to support you at every step. Our team brings decades of experience and other options to help you best serve your Colorado ACA clients impacted by these changes.
You can contact Agility Producer Support at (866) 590-9771 or by email at support@enrollinsurance.com for the assistance you need in Colorado or with any other insurance questions. Agility can also add you to our free weekly email list for tips and vital information to help you maximize your ACA Open Enrollment period (OEP).
