State of Wisconsin Says NPN Overrides Violate Wisconsin Law
This article is a must-read if you’re an insurance agent working in Wisconsin. The State of Wisconsin Office of the Commissioner of Insurance (OCI) has determined that the “NPN override” practice, where unappointed insurance intermediaries submit applications to insurers using the National Producer Number (NPN) of an appointed intermediary, is illegal in Wisconsin. It’s illegal […]
Close the Deal Using Testimonials and Case Studies
Selling health insurance is tricky. Agents sell to a skeptical market with many options, and prospects want to feel confident they’re making the right decision. That’s where social proof comes in. Social proof occurs when consumers relate to experiences and people like themselves and use that to validate their own decisions. In health insurance, testimonials, […]
CMS Releases List of Consumer Selected 5-Star Hospitals by State
Whenever serious illness strikes us or our loved ones, we want the best healthcare resources to improve their well-being quickly. Inpatient hospital care is an essential resource for serious illness. We want the best hospital resources available to facilitate improved outcomes quickly. As an agent, you can assist your clients by showing them the best […]
The 2025 UnitedHealthcare ACA New Member and Retention Bonus Programs
UnitedHealthcare, one of the nation’s leading ACA carriers, is announcing a 2025 ACA New Member and Retention Incentive available for its contracted agents. The new member incentive applies to all new sales, while the Retention Bonus Program applies to applicable renewals for Individual and Family Exchange plans effective in 2025. The payment structure for this […]
Key Takeaways from the 2025 CMS Marketplace Proposed Rule
The highly anticipated 2025 CMS Marketplace Proposed Rule offers a glimpse into the Trump administration’s evolving approach to healthcare policy. These latest updates provide important insights into the administration’s priorities and potential impact on the health insurance landscape. At Agility Insurance Services, we go beyond business—we’re committed to advocating for you where it matters most. […]
Making Insurance Simple and Relatable Through Storytelling
Let’s be honest, insurance isn’t the most exciting topic. Most of us don’t wake up thinking, “Wow, I can’t wait to read insurance policy endorsements today!” We forget that insurance is for real people who have real risks and want absolute peace of mind for themselves and their families. Complex insurance jargon and fine print […]
How to Build Lifelong, Mutually Beneficial Client-Agent Relationships
The insurance world is all about relationships, with the longer the relationship, the better! The Holy Grail relationship is a lifelong, mutually beneficial client relationship delivering repeat business from happy clients happy to talk about it. Finding the Holy Grail is as tricky for insurance agents as it was for Indiana Jones in his movie, […]
The 2025 Carrier Challenges That Will Impact Agents
In 2025, all insurance carriers will face challenges that negatively impact their business, which will also impact agents. This article explains these challenges and delivers tips on still thriving in 2025. Most of these challenges revolve around one four-letter word: cost. MLR Rising Direct health insurance costs, called Medical Loss Ratios (MLRs), are rising beyond […]
The 2025 Carrier Challenges That Will Impact Agents
In 2025, all insurance carriers will face challenges that negatively impact their business, which will also impact agents. This article will explain these challenges and give tips on still thriving in 2025. What are the challenges carriers face that impact your books of business? Most revolve around one four-letter word: cost. MLR Rising Direct health […]
New FCC Rules and FTC Activities on Lead Generation
Agility wants to inform all agents about recent FCC rules and FTC actions impacting lead generation and your compliance business operations. Agents using vendors for lead generation need this information ASAP to maintain compliance with these new rules. Failing to execute these new rules will make your lead-generating activities non-compliant and jeopardize your business, so […]
January 1 Effective ACA Deadline Extension for Healthcare.gov Marketplace Only
The Centers for Medicare & Medicaid Services (CMS) announced an extension of the deadline to enroll in coverage that begins Jan. 1, 2025, for Marketplace consumers in the 31 states using HealthCare.gov. These states are: Alabama Alaska Arizona Arkansas Delaware Florida Hawaii Illinois Indiana Iowa Kansas Louisiana Michigan Mississippi Missouri Montana Nebraska New Hampshire North […]
DACA ACA Court Ruling Impact
BREAKING NEWS UPDATE 12/17/24 1:00 P.M.On December 16, 2024, the United States Court of Appeals for the Eighth Circuit (No. 24-3521) issued a temporary administrative stay of the preliminary injunction issued in Kansas v. United States of America (Case No. 1:24-cv-00150) (D.N.D. Dec. 9, 2024). As a result of this administrative stay, Deferred Action for […]
2025 BCBSSC Individual and Family Market Agent Bonus Program – Breaking News Update!
BREAKING NEWS! Agility has received information that the 2025 BCBSSC program for these agents is changing for the better! If you enroll 5+ new enrollees into BCBSSC Individual and Family Market plans with January 1 or February 1, 2025 effective dates, you can earn an additional $100 per contract! That’s right – only 5+ new […]
ACA Deadline for January 1 Effective Health Plans is Here
We are less than a week away from one of the most important deadlines in our business. On December 15, at midnight, anyone who is eligible and needs ACA coverage must be enrolled for that policy to be effective January 1, 2025. Again, we’re less than a week away, and it’s the right time to […]
Elevance ACA Silver and Bronze Plan Leaders by ZIP Code
Agility is always on the lookout for the inside scoop that puts more money into agents’ pockets. Today, we’re VERY happy to share this great information we received from Elevance about their Silver and Bronze ACA plans across the country. Below is a spreadsheet showing by state and ZIP code where Elevance Silver and Bronze […]
Selling Opportunities Continue Past December 7th
Although the Medicare Annual Enrollment Period (AEP) ends on Dec. 7, your selling season does not end on that date! After Dec. 7, look to your Turning 65 campaign to enroll new to Medicare clients. For those of you selling ACA plans, this means downloading your T65 book from Health Sherpa, or directly from ACA […]
Don’t Forget – Marketplace Plans Cover COVID 19 Shots and Care
Agility has received a notification from Healthcare.gov about COVID-19 and marketplace plans. Marketplace plans include coverage for COVID-19 vaccinations and related care. This benefit is available to individuals of all ages groups, from children to adults aged 65 and older. Currently, only 17% of eligible adults have received the updated COVID-19 vaccinations, Healthcare.gov encourages us to […]
CMS Marketplace Call Center Guide
Tips for Agents & Brokers When Using the Marketplace Call Center Agility wants to introduce a new resource from CMS that our Compliance team told us about to help you navigate the Marketplace Call Center. This resource guide is designed to assist agents and brokers in navigating the processes and protocols of the Marketplace Call […]
The Future of ACA – Cloudy With a Chance of Status Quo
The future of the ACA is cloudy with a chance for the status quo to remain. But why does this matter to you? Elections have consequences, and the 2024 President-elect expressions of consistent opposition to the ACA signals potential reductions in administrative support, including enrollment resources and program marketing. Recent Supreme Court rulings, however, make […]
Enroll in Georgia State Exchange Lead Program – Georgia Access Agent Connect
Agility has learned about a lead program available in the Georgia state ACA exchange called Georgia Access Agent Connect. It’s a program that connects consumers with agents and brokers for enrollment assistance in the Georgia state exchange – it gives you leads! Agents and brokers must read and accept the Terms of Use and Georgia […]