Urgent: North Carolina Department of Insurance NPN Prohibition

All North Carolina Agents, Agility wants to share the following urgent information from the North Carolina Department of Insurance (NCDOI): North Carolina law mandates that agents must be both licensed and appointed to sell insurance products in the state. A National Producer Number (NPN) override allows an agent to use another agent’s NPN, essentially bypassing […]

2025 Medicare Part B Premium and Deductible Amounts Are Here

The Centers for Medicare and Medicaid Services announced the 2025 Medicare Part B premium and deductible at the end of last week. The standard Medicare Part B monthly premium will be $185.00 for 2025, an increase of $10.30 from $174.70 in 2024. The annual deductible for all Medicare Part B beneficiaries will be $257 in […]

2025 Plan Year Connecture Suppression List – Updated 11/18/24

Agility has received information on what Medicare Advantage and Prescription Drug Plans for 2025 will be suppressed by Connecture. The document linked to below is a list of all plan contract numbers, names and states impacted in this action by Connecture All insurance agents selling Medicare products need to carefully read this list as it […]

Aetna No Longer Paying MA Commissions For These Specific Plans in These States

Agility today confirms Aetna is no longer paying commissions for specific MA plans in the documents linked to below. The impacted states for this action include: • CA• CT• DC• FL• MD• NY• TX• UT• VA• WA DSNP, HMO and PPO plan types are included in this list of plans below. 2025 Aetna Non-Commissioned MA […]

The Days of Fee-For-Service Are Almost Over

All Agility Agents, Fee-for-service healthcare is just about done. What’s coming in its place? Something called “Value Based Care (VBC)”, a concept gaining significant traction in Medicare that is the “trend setter” of healthcare in our nation. The commercial and individual insurance worlds often follow Medicare policy initiatives due to the size of the Medicare […]

Medicare Supplement Future Could Be Now!

With almost 1.7 million Medicare beneficiaries losing their Medicare Advantage or Prescription Drug Plans January 1, 2025, now can be the time for Medicare Supplements for you! These Medicare Beneficiaries will have a Special Election to use for a new health care option during this AEP selling season. The result is you writing them onto […]

‘Tis the Season to Earn More with Aetna!

Earn extra cash October 1 through December 31! Submit qualifying applications of Medicare Supplement and ancillary products October 1 through December 31, 2024 to earn a bonus. You can earn a $100 bonus per underwritten Medicare Supplement electronic application and a$50 bonus per qualifying ancillary application of any of the qualifying ancillary products: Dental, Vision […]

CMS Upcoming Marketplace System Changes

Good Morning, Everyone! The Centers for Medicare & Medicaid Services (CMS) is dedicated to safeguarding Marketplace consumers while ensuring program integrity. To enhance this commitment, CMS is taking important steps to prevent coverage disruptions and unauthorized enrollments on the Federal platform. These updates only impact ACA members, NOT Medicare. What’s New? Starting October 2024, CMS […]

Why Selling Medicare Supplement Plans Is a Smart Move for Insurance Agents

Why Medicare Supplement Plans? If you’re an insurance agent asking, “Why should I sell Medicare Supplement (Medigap) plans?” — the answer is clear: they’re a goldmine of opportunity. And here’s why: No AHIP Certification Required That’s right! One of the biggest hurdles to selling Medicare Advantage plans is the time and energy it takes to […]

Are You Recording Your Medicare Advantage Interactions?

We want to remind you of the critical CMS regulations regarding Medicare Advantage (MA) sales and enrollment calls, as outlined in 42 CFR §§ 422.2274 (g)(2)(ii). As of October 2022, CMS mandated that all calls with Medicare beneficiaries be recorded and stored for ten (10) years. This requirement was further revised in September 2023 to […]

Cigna Announces Disaster Special Election Periods for MA in Certain States

We have an important announcement for those of you with customers in Arizona, California, Florida, Iowa, Nevada, New Hampshire, Oregon, Texas, and Utah, or for those conducting business in these states. Several counties in these states are currently under a federal or state designated Special Enrollment Period (SEP) due to recent emergencies.   Key Points […]

Physicians Mutual Open Enrollment Innovative Plan G Sale Now Pays $200!

Boost Your Earnings with Physicians Mutual’s New Med Supp Bonus Plan! At Agility, we are thrilled to announce an incredible new opportunity for our valued agents, introduced by Physicians Mutual. This new bonus plan is designed to reward agents like you for your dedication and hard work in bringing essential Medicare Supplement (Med Supp) plans […]

Important Update: HCSC to Acquire Cigna’s Medicare Businesses in 2025

Health Care Service Corporation (HCSC) has signed a definitive agreement to acquire Cigna’s Medicare Advantage, Supplemental Benefits, Medicare Part D, and CareAllies businesses. This monumental transaction is set to close in the first quarter of 2025, pending regulatory approvals and other customary closing conditions. A Bright Future Ahead This acquisition promises to bring tremendous value […]

Important Update: Prepare for CMS MLMS “Go Dark” on July 12th!

Important Update from Agility: Prepare for CMS MLMS “Go Dark” on July 12th! Agility Insurance Services wanted to share a crucial update with our valued insurance agents. The Centers for Medicare & Medicaid Services (CMS) has announced a significant change: starting July 12, 2024, at 9:00 a.m. ET, the Marketplace Learning Management System (MLMS) will […]

First Half of 2024 Filled with Medicare Advantage Changes

Going into 2024, we knew changes were on the horizon for Medicare Advantage and now we are seeing transformation cascade into the market. With half of the year over, we thought it would be a good time to review what has happened and look at what lies ahead in the ever-changing MA landscape. Medicare Advantage […]

Understanding Medicare Supplement Enrollment and Pre-Existing Conditions

As we have touched on in previous articles, Medicare Supplement can be the favored choice for some seniors beginning their Medicare journey. Medicare Supplement policies bring comfort to seniors as these policies are designed to fill in the areas left uncovered by original Medicare. Things like deductibles, coinsurance, and copayments are covered by a Medicare […]

Blue Cross Blue Shield of Texas Announces 2024 Medicare Supplement Bonus Program!

We are pleased to announce the Blue Cross Blue Shield of Texas Medicare Supplement Bonus Program for 2024-2025. Individuals can contribute to assisting the growing population of Medicare-eligible adults while earning a bonus of up to $200 per new Medicare Supplement policy sold! The details of the bonus program are as follows: The program begins […]

Medicare Supplemental is Still a HUGE Selling Opportunity!

As insurance agents, one of the most important products you can offer clients approaching age 65 is Medicare supplemental insurance, also known as Medigap. While original Medicare obviously covers a significant portion of healthcare costs for seniors, your members can still be left exposed to many expenses like deductibles, copayments, and other out-of-pocket costs. That’s […]