Key Takeaways from the 2025 CMS Marketplace Proposed Rule
The highly anticipated 2025 CMS Marketplace Proposed Rule offers a glimpse into the Trump administration’s evolving approach to healthcare policy. These latest updates provide important insights into the administration’s priorities and potential impact on the health insurance landscape. At Agility Insurance Services, we go beyond business—we’re committed to advocating for you where it matters most. […]
Turning a No into a Yes by Using Empathy and Other Smart Tactics
Every insurance agent hears the word they dread, “No thanks.” Maybe it’s a soft “no,” a brush-off, or a firm “I’m not interested.” Depending on the circumstances, it can be frustrating and difficult to process, but the good news is that a “no” doesn’t always mean “never.” With the right approach, you can turn that […]
The Value of Medicare Agents: What MedPAC Overlooked
The recent MedPAC presentation on Medicare agents has sparked significant discussion in the industry, particularly regarding agents’ roles, compensation structures, and concerns about potential financial incentives. While MedPAC’s report acknowledges many beneficiaries rely on agents to navigate their Medicare choices, it raises concerns about agent compensation and marketing practices. However, as NABIP (National Association of […]
Making Insurance Simple and Relatable Through Storytelling
Let’s be honest, insurance isn’t the most exciting topic. Most of us don’t wake up thinking, “Wow, I can’t wait to read insurance policy endorsements today!” We forget that insurance is for real people who have real risks and want absolute peace of mind for themselves and their families. Complex insurance jargon and fine print […]
How to Build Lifelong, Mutually Beneficial Client-Agent Relationships
The insurance world is all about relationships, with the longer the relationship, the better! The Holy Grail relationship is a lifelong, mutually beneficial client relationship delivering repeat business from happy clients happy to talk about it. Finding the Holy Grail is as tricky for insurance agents as it was for Indiana Jones in his movie, […]
Great News – Kroger Pharmacy is Back In-Network with Cigna Medicare Plans!
Hello Valued Partners, We have an important update that will positively impact your Medicare clients! Kroger Pharmacy is back in-network with Cigna Medicare Advantage (MA) and Part D (PDP) plans for 2025. This means beneficiaries who prefer Kroger as their pharmacy can now take advantage of in-network benefits, making prescription access even more convenient. What […]
Seizing the Medicare Opportunity – Market Trends and What They Mean for Sales Agents
The Medicare market is evolving rapidly, driven by an aging population and continual changes in healthcare policies. With enrollment numbers steadily increasing and beneficiaries seeking more tailored coverage options, the landscape is ripe with opportunity. Now is the time for sales agents to align with these market shifts and position themselves as trusted advisors in […]
Important Compensation Update for Gold Kidney Health Plans
Hello Valued Partner, As your trusted product specialist, Agility wants to inform you about an important update regarding the compensation structure that will take effect soon. This change may impact your business, and we want to ensure you have all the details you need to navigate this transition smoothly. What’s Changing? Effective March 1, 2025, […]
How the Pandemic Transformed the Life Insurance Industry and Created Unprecedented Opportunities
Over the past decade, life insurance premiums grew at a modest pace of about 3% annually. It was a steady, predictable market—until the COVID-19 pandemic reshaped everything. The pandemic served as a wake-up call for consumers, elevating awareness about the importance of life insurance coverage. Suddenly, protecting loved ones and securing financial futures became a […]
The 2025 Carrier Challenges That Will Impact Agents
In 2025, all insurance carriers will face challenges that negatively impact their business, which will also impact agents. This article explains these challenges and delivers tips on still thriving in 2025. Most of these challenges revolve around one four-letter word: cost. MLR Rising Direct health insurance costs, called Medical Loss Ratios (MLRs), are rising beyond […]
The 2025 Oscar Health ACA Bonus for New Members in Select States
Oscar Health, one of the nation’s leading ACA carriers, is starting a new 2025 ACA New Member Incentive available for its contracted agents in AZ., IA., IL., KS., MI., MO., and NC. to access. This bonus program starts February 1 for new members, with effective dates of 3/1, 4/1, and 5/1, meeting a ACA Special […]
Anthem No Longer Kentucky Medicaid Managed Care Organization (MCO) January 1
Attention all Kentucky Medicare Agents, Agility has learned that Anthem has moved all its Dual Eligible Special Needs Plans (DSNP) in Kentucky to non-marketed status on January 1, 2025. This is because Anthem lost its MCO status with the State of Kentucky. Anthem is asking Agility to distribute the information below for agent reference: The […]
New Cigna Wincentives Supplement Bonus Great New Year Revenue Enhancer
Agility partner Cigna Healthcare Supplemental presents the Wincentives 2025 new monthly bonus program, an exciting way to enhance your revenue this year. The information below provides an overview of this program. #What is Eligible? Bonuses available include the following Cigna Healthcare Supplemental production: A $150 Medicare Supplement bonus is available in KS, NJ, PA & […]
New Physicians Mutual Medicare Supplement Bonus Great New Year Revenue Enhancer
Agility partner Physicians Mutual Medicare Supplements’ new monthly bonus program is an exciting way to enhance your revenue in 2025. The information below provides an overview of this program. #Who is Eligible? Eligible Medicare agents include the original writing agent and the agent of record on the policy – agents, General Agents, Licensed Only Agents […]
Guidelines for Compliant Marketing During the 2025 Medicare Advantage Open Enrollment Period
We are in the Medicare Advantage Open Enrollment Period (MA OEP) until March 31, so it is crucial to understand the specific marketing rules that apply during this time. These rules ensure compliance with Centers for Medicare and Medicaid Services (CMS) regulations to protect beneficiaries and maintain ethical marketing practices. What You Can Do Host […]
The 2025 Carrier Challenges That Will Impact Agents
In 2025, all insurance carriers will face challenges that negatively impact their business, which will also impact agents. This article will explain these challenges and give tips on still thriving in 2025. What are the challenges carriers face that impact your books of business? Most revolve around one four-letter word: cost. MLR Rising Direct health […]
Secret Shopper Results All Medicare Agents Need for CMS Compliant Selling
Agility partner Humana has graciously shared the results of Humana’s internal secret shopper survey from the last Medicare Annual Enrollment Period, which was completed on Dec. 7. The findings from the shopping are listed below. Agility thanks Humana for this invaluable information, as we all need to maintain compliance with Centers for Medicare and Medicaid […]
New California Permanent Life Insurance Training Requirements
Agility has learned that beginning January 1, 2025, California Senate Bill 263 (SB 263) changed several annuity training requirements for resident and nonresident life agents. The highlights of these changes are: Resident or non-resident agents licensed on or after January 1, 2024, must complete a one-time, 4-hour training course before soliciting individual consumers to sell […]
New FCC Rules and FTC Activities on Lead Generation
Agility wants to inform all agents about recent FCC rules and FTC actions impacting lead generation and your compliance business operations. Agents using vendors for lead generation need this information ASAP to maintain compliance with these new rules. Failing to execute these new rules will make your lead-generating activities non-compliant and jeopardize your business, so […]
January 1 Effective ACA Deadline Extension for Healthcare.gov Marketplace Only
The Centers for Medicare & Medicaid Services (CMS) announced an extension of the deadline to enroll in coverage that begins Jan. 1, 2025, for Marketplace consumers in the 31 states using HealthCare.gov. These states are: Alabama Alaska Arizona Arkansas Delaware Florida Hawaii Illinois Indiana Iowa Kansas Louisiana Michigan Mississippi Missouri Montana Nebraska New Hampshire North […]