CMS Upcoming Marketplace System Changes

Good Morning, Everyone! The Centers for Medicare & Medicaid Services (CMS) is dedicated to safeguarding Marketplace consumers while ensuring program integrity. To enhance this commitment, CMS is taking important steps to prevent coverage disruptions and unauthorized enrollments on the Federal platform. These updates only impact ACA members, NOT Medicare. What’s New? Starting October 2024, CMS […]

Win BIG with our 2024 Life Insurance Application Contest 9/1 through 12/31!

Get Ready to Win Big with Agility’s Life Insurance Application Contest! Attention, Agility Insurance Agents! We’re thrilled to announce an incredible opportunity to boost your sales, showcase your skills, and win some amazing prizes! Introducing the Agility Life Insurance Application Contest, running from September 1 to December 31. This is your chance to shine, compete […]

Introducing UnitedHealthcare’s New IFP Sales and Marketing Materials Resource!

We’re excited to share an important update from UnitedHealthcare that will enhance your sales and marketing efforts for Individual & Family Plans (IFP). Starting today, all IFP sales and marketing materials that were previously available through the UnitedHealthcare Agent Toolkit can now be accessed directly on the new IFP Sales and Marketing Materials page on […]

Are You Recording Your Medicare Advantage Interactions?

We want to remind you of the critical CMS regulations regarding Medicare Advantage (MA) sales and enrollment calls, as outlined in 42 CFR §§ 422.2274 (g)(2)(ii). As of October 2022, CMS mandated that all calls with Medicare beneficiaries be recorded and stored for ten (10) years. This requirement was further revised in September 2023 to […]

Devoted Health Updates on HRA Payments, Star Sellers Program, and AHIP Discounts

In the ever-evolving landscape of insurance, staying informed and agile is key to thriving in the industry. Recently, the US District Court for the Northern District of Texas granted a stay order regarding some of the agent and broker compensation changes outlined in the latest CMS final rule. While the Court deliberates on the full […]

Preparing for the Future of ACA Plans

Preparing for the Future: The Impact of expanded subsidies, the risk of their extinction and the Importance of Cross-Selling Supplemental Plans Stay Ahead of Legislative Changes: Preparing for the Future of ACA Plans As an insurance agent, staying updated on legislative changes affecting your clients and business is crucial. The Inflation Reduction Act (IRA) introduced […]

FFM Certification is live for new and returning brokers

FFM Registration and Training for the Plan Year 2025 Marketplace Are Now Available As we gear up for Plan Year 2025, Agility wants to ensure returning agents and brokers stay compliant and complete the necessary training to continue assisting consumers in the Health Insurance Marketplace®. Agents must complete the 2025 Marketplace Registration and Training to […]

Agility Insurance Services Marks 15 Years of Empowering Agents

We are proud to celebrate our 15th anniversary this month. Since our founding in July 2009, Agility Insurance Services has been steadfast in the health insurance industry, adapting and thriving through its evolving landscape. Initially established as Association Concepts, LLC, we began by providing product development and gap coverage for trade associations, helping members find […]

Understanding Risk Adjustment under the Affordable Care Act

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The 2023 Carrier risk adjustments were released by CMS on July 24. You can find the source material and all of the carriers state by state data HERE. The purpose of this post is to detail who the net recipients and payers of Risk Adjustment are and remind you, as an agent, what Risk Adjustment […]

Cigna Announces Disaster Special Election Periods for MA in Certain States

We have an important announcement for those of you with customers in Arizona, California, Florida, Iowa, Nevada, New Hampshire, Oregon, Texas, and Utah, or for those conducting business in these states. Several counties in these states are currently under a federal or state designated Special Enrollment Period (SEP) due to recent emergencies.   Key Points […]

Important Update: HCSC to Acquire Cigna’s Medicare Businesses in 2025

Health Care Service Corporation (HCSC) has signed a definitive agreement to acquire Cigna’s Medicare Advantage, Supplemental Benefits, Medicare Part D, and CareAllies businesses. This monumental transaction is set to close in the first quarter of 2025, pending regulatory approvals and other customary closing conditions. A Bright Future Ahead This acquisition promises to bring tremendous value […]

Important Update: Prepare for CMS MLMS “Go Dark” on July 12th!

Important Update from Agility: Prepare for CMS MLMS “Go Dark” on July 12th! Agility Insurance Services wanted to share a crucial update with our valued insurance agents. The Centers for Medicare & Medicaid Services (CMS) has announced a significant change: starting July 12, 2024, at 9:00 a.m. ET, the Marketplace Learning Management System (MLMS) will […]

First Half of 2024 Filled with Medicare Advantage Changes

Going into 2024, we knew changes were on the horizon for Medicare Advantage and now we are seeing transformation cascade into the market. With half of the year over, we thought it would be a good time to review what has happened and look at what lies ahead in the ever-changing MA landscape. Medicare Advantage […]

Next Steps for UnitedHealthcare’s Short Term Medical and TriTerm Medical Plans

Agility would like to provide clarity on the upcoming regulatory changes to UnitedHealthcare’s Short-term Medical (STM) and TriTerm Medical (TTM) plans, following the short-term, limited duration Final Rule released this past spring. As September 1, 2024, approaches, it is crucial for clients and brokers to understand the impact on these plans and take necessary actions […]

Disaster Special Election Periods in North Carolina

This is an important announcement for agents with customers in Kentucky, North Carolina, Oklahoma, Texas, and West Virginia and for those with business in these states. The counties below are under a federal or state designated SEP due to an emergency. Please note: A disaster SEP application is only valid while the SEP declaration is […]

Blue Cross Blue Shield of Texas Announces Network Change

Blue Cross Blue Shield of Texas Announces Network Change Blue Cross Blue Shield of Texas Announces Network Change Blue Cross Blue Shield of Texas Announces Network Change Blue Cross Blue Shield of Texas Announces Network Change Blue Cross and Blue Shield of Texas has made the difficult decision to remove Harris Health System from its […]

The IRS has increased the Health Savings Account (HSA) contribution limit for 2025

The IRS has announced the inflation adjustments for 2025 High-Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs). These adjustments, which include maximum HSA contributions, minimum deductible amounts, and maximum out-of-pocket limits, are not just informative but also require attention. Employers and individuals should ensure strict compliance with these updated regulations for 2025.   Contributions […]

Accelerate Your Earnings with This Exciting Bonus from Allstate Health Solutions!

Get more out of your short term medical sales! Earn more than your standard commission by selling qualifying Allstate Health Solutions Short Term Medical policies from May 1, 2024 to August 31, 2024.Once you sell 15 eligible Short Term Medical policies, the bonus counts all the way back to your first eligible policy. Earn a […]

Humana’s Bonus Just Got Better for Q2 2024!

On top of the exciting $300 Bonus for Underwritten Policies, Humana is now adding a $300 bonus for each eligible Medicare Supplement Plan N Open Enrollment Policy.Agents can earn up to a $300 bonus with Humana Medicare Supplement applications written between April 1, 2024 – June 30, 2024. Qualify with just one issued case! Bonus […]

Blue Cross Blue Shield of Texas Announces 2024 Medicare Supplement Bonus Program!

We are pleased to announce the Blue Cross Blue Shield of Texas Medicare Supplement Bonus Program for 2024-2025. Individuals can contribute to assisting the growing population of Medicare-eligible adults while earning a bonus of up to $200 per new Medicare Supplement policy sold! The details of the bonus program are as follows: The program begins […]