Important Compensation Update for Gold Kidney Health Plans
Hello Valued Partner, As your trusted product specialist, Agility wants to inform you about an important update regarding the compensation structure that will take effect soon. This change may impact your business, and we want to ensure you have all the details you need to navigate this transition smoothly. What’s Changing? Effective March 1, 2025, […]
How the Pandemic Transformed the Life Insurance Industry and Created Unprecedented Opportunities
Over the past decade, life insurance premiums grew at a modest pace of about 3% annually. It was a steady, predictable market—until the COVID-19 pandemic reshaped everything. The pandemic served as a wake-up call for consumers, elevating awareness about the importance of life insurance coverage. Suddenly, protecting loved ones and securing financial futures became a […]
The 2025 Carrier Challenges That Will Impact Agents
In 2025, all insurance carriers will face challenges that negatively impact their business, which will also impact agents. This article explains these challenges and delivers tips on still thriving in 2025. Most of these challenges revolve around one four-letter word: cost. MLR Rising Direct health insurance costs, called Medical Loss Ratios (MLRs), are rising beyond […]
Anthem No Longer Kentucky Medicaid Managed Care Organization (MCO) January 1
Attention all Kentucky Medicare Agents, Agility has learned that Anthem has moved all its Dual Eligible Special Needs Plans (DSNP) in Kentucky to non-marketed status on January 1, 2025. This is because Anthem lost its MCO status with the State of Kentucky. Anthem is asking Agility to distribute the information below for agent reference: The […]
New Physicians Mutual Medicare Supplement Bonus Great New Year Revenue Enhancer
Agility partner Physicians Mutual Medicare Supplements’ new monthly bonus program is an exciting way to enhance your revenue in 2025. The information below provides an overview of this program. #Who is Eligible? Eligible Medicare agents include the original writing agent and the agent of record on the policy – agents, General Agents, Licensed Only Agents […]
Guidelines for Compliant Marketing During the 2025 Medicare Advantage Open Enrollment Period
We are in the Medicare Advantage Open Enrollment Period (MA OEP) until March 31, so it is crucial to understand the specific marketing rules that apply during this time. These rules ensure compliance with Centers for Medicare and Medicaid Services (CMS) regulations to protect beneficiaries and maintain ethical marketing practices. What You Can Do Host […]
The 2025 Carrier Challenges That Will Impact Agents
In 2025, all insurance carriers will face challenges that negatively impact their business, which will also impact agents. This article will explain these challenges and give tips on still thriving in 2025. What are the challenges carriers face that impact your books of business? Most revolve around one four-letter word: cost. MLR Rising Direct health […]
Secret Shopper Results All Medicare Agents Need for CMS Compliant Selling
Agility partner Humana has graciously shared the results of Humana’s internal secret shopper survey from the last Medicare Annual Enrollment Period, which was completed on Dec. 7. The findings from the shopping are listed below. Agility thanks Humana for this invaluable information, as we all need to maintain compliance with Centers for Medicare and Medicaid […]
New California Permanent Life Insurance Training Requirements
Agility has learned that beginning January 1, 2025, California Senate Bill 263 (SB 263) changed several annuity training requirements for resident and nonresident life agents. The highlights of these changes are: Resident or non-resident agents licensed on or after January 1, 2024, must complete a one-time, 4-hour training course before soliciting individual consumers to sell […]
New FCC Rules and FTC Activities on Lead Generation
Agility wants to inform all agents about recent FCC rules and FTC actions impacting lead generation and your compliance business operations. Agents using vendors for lead generation need this information ASAP to maintain compliance with these new rules. Failing to execute these new rules will make your lead-generating activities non-compliant and jeopardize your business, so […]
January 1 Effective ACA Deadline Extension for Healthcare.gov Marketplace Only
The Centers for Medicare & Medicaid Services (CMS) announced an extension of the deadline to enroll in coverage that begins Jan. 1, 2025, for Marketplace consumers in the 31 states using HealthCare.gov. These states are: Alabama Alaska Arizona Arkansas Delaware Florida Hawaii Illinois Indiana Iowa Kansas Louisiana Michigan Mississippi Missouri Montana Nebraska New Hampshire North […]
Word on the Street Newsletter – Dec 13
Welcome to another edition of Agility – Word on the Street, our weekly(ish) newsletter designed specifically for you, our Key Partners. As we progress through the selling season, we’ll continue to share vital insights and trends each week. In this edition, our things to look out for crosses multiple product lines! We’ll review upcoming training […]
DACA ACA Court Ruling Impact
BREAKING NEWS UPDATE 12/17/24 1:00 P.M.On December 16, 2024, the United States Court of Appeals for the Eighth Circuit (No. 24-3521) issued a temporary administrative stay of the preliminary injunction issued in Kansas v. United States of America (Case No. 1:24-cv-00150) (D.N.D. Dec. 9, 2024). As a result of this administrative stay, Deferred Action for […]
Current Medicare Disaster Special Election Periods (SEPs) Nationwide
Throughout the year, there are often SEP’s that could open enrollment opportunities for you as an agent and your prospects. It’s easy to miss these SEP’s, so we’ve compiled a list for you! A SEP can be triggered by anything the Centers for Medicare and Medicaid Services (CMS) deems significantly negatively impacting a Medicare beneficiaries’ […]
2025 BCBSSC Individual and Family Market Agent Bonus Program – Breaking News Update!
BREAKING NEWS! Agility has received information that the 2025 BCBSSC program for these agents is changing for the better! If you enroll 5+ new enrollees into BCBSSC Individual and Family Market plans with January 1 or February 1, 2025 effective dates, you can earn an additional $100 per contract! That’s right – only 5+ new […]
ACA Deadline for January 1 Effective Health Plans is Here
We are less than a week away from one of the most important deadlines in our business. On December 15, at midnight, anyone who is eligible and needs ACA coverage must be enrolled for that policy to be effective January 1, 2025. Again, we’re less than a week away, and it’s the right time to […]
Elevance ACA Silver and Bronze Plan Leaders by ZIP Code
Agility is always on the lookout for the inside scoop that puts more money into agents’ pockets. Today, we’re VERY happy to share this great information we received from Elevance about their Silver and Bronze ACA plans across the country. Below is a spreadsheet showing by state and ZIP code where Elevance Silver and Bronze […]
Selling Opportunities Continue Past December 7th
Although the Medicare Annual Enrollment Period (AEP) ends on Dec. 7, your selling season does not end on that date! After Dec. 7, look to your Turning 65 campaign to enroll new to Medicare clients. For those of you selling ACA plans, this means downloading your T65 book from Health Sherpa, or directly from ACA […]
Word on the Street Newsletter – Nov 29
Welcome to another edition of Agility – Word on the Street, our weekly newsletter designed specifically for you, our Key Partners. As the selling season progresses, we’ll continue to share vital insights and trends each week. In this edition, we’ll cover updates to ACA markets and earnings, upcoming training sessions, carrier updates, and, of course, […]
Don’t Forget – Marketplace Plans Cover COVID 19 Shots and Care
Agility has received a notification from Healthcare.gov about COVID-19 and marketplace plans. Marketplace plans include coverage for COVID-19 vaccinations and related care. This benefit is available to individuals of all ages groups, from children to adults aged 65 and older. Currently, only 17% of eligible adults have received the updated COVID-19 vaccinations, Healthcare.gov encourages us to […]