Here are the latest hottest details from Oscar on their best markets where you can help many people and increase your ACA revenue.
Michigan
Oscar Health operates in 4 counties around Grand Rapids: Kent, Muskegon, Oceana, and Ottawa.
- 3 lowest premium Silver plans, including the Silver Simple PCP Saver. The CSR 150 plan includes primary care office visit copays of $5 and $0 RX (preferred generic, tier 1a).
- For Bronze, consider the Bronze Elite + PCP Saver Plus with $0 medical deductible and $3 RX (preferred generic, tier 1a)
Nebraska
In 2026, Oscar Health launched a new co-branded product in Omaha, Nebraska, and Lancaster County, in partnership with Bryan Health.
- In Lancaster County, Oscar Health has four of the lowest Silver plans, including Silver Simple Diabetes and Silver Simple Women’s with Menopause benefits.
- Oscar Health has several of the lowest-cost Bronze plans, including Bronze Elite + PCP Savers Plus with Bryan Health, with a $0 medical deductible and $3 RX (preferred generic, tier 1a).
Iowa
For 2026, Oscar Health launched a new off-exchange-only offering with Hy-Vee Grocery Stores in Des Moines, Dallas, and Polk Counties called Hy-Vee + Oscar. Visit https://www.hioscar.com/hy-vee-health to learn more.
Plus, Oscar Health launched multiple condition-specific plans on Silver and Bronze plans.
- In Des Moines, Oscar has the six lowest-premium Silver plans, including:
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- The Silver Simple PCP Saver Mercy One.
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- The CSR 150 plan includes primary care office visit copays of $5 and $0 RX (preferred generic, tier 1a).
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- Or the Silver Simple Diabetes Mercy One, with CSR 150 and $1550 out-of-pocket max and $15 preferred brand RX (tier 2).
- Also in Des Moines, Oscar has several of the lowest premium Bronze plans with Mercy One, including:
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- The Bronze Elite and PCP Saver Plus with Mercy One with $0 medical deductible and $3 RX (preferred generic, tier 1a).
These nuggets are excellent opportunities for Oscar contracted ACA agents to take advantage of. As the ACA insurance market evolves, Agility keeps you ahead with:
- Local market managers to provide regional insight and grassroots intelligence about your markets, leading to opportunities with providers and other local organizations.
- ACA product expertise is available through ACA product specialist Mike Berglund. Mike has extensive knowledge and experience in the ACA insurance market, and he can offer you valuable insights and expert advice. You can contact Mike at mberglund@enrollinsurance.com.
- We also have a dedicated Producer Support team available to agents at (866) 590-9771 or support@enrollinsurance.com, to answer any insurance-related questions and add you to our weekly email tips and updates list.
As you navigate this OEP, let Agility empower you to expand your capabilities and unlock new opportunities ahead.
Oscar is sharing more information with Agility about its hottest current OEP markets nationwide. Here is the latest on Oscar’s hottest current markets:
New Jersey
- Oscar Health now pays $20 pmpm commission, capped at 5 per family.
- With Aetna’s market exit, Oscar’s Silver Simple PCP Saver plan may be ideal for these Aetna consumers.
- Oscar is introducing the new Silver Elite Plus Plan. We encourage you to review this plan as it is similar to a key competitor in New Jersey but with a lower premium.
Network:
- Oscar uses the Qualcare network, one of the largest networks in New Jersey
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- All 71 New Jersey hospitals are in Oscar’s network
These nuggets are excellent opportunities for Oscar contracted ACA agents to take advantage of. As the ACA insurance market evolves, Agility keeps you ahead with:
- Local market managers to provide regional insight and grassroots intelligence about your markets, leading to opportunities with providers and other local organizations.
- ACA product expertise is available through ACA product specialist Mike Berglund. Mike has extensive knowledge and experience in the ACA insurance market, and he can offer you valuable insights and expert advice. You can contact Mike at mberglund@enrollinsurance.com.
- We also have a dedicated Producer Support team available to agents at (866) 590-9771 or support@enrollinsurance.com, to answer any insurance-related questions and add you to our weekly email tips and updates list.
As you navigate this OEP, let Agility empower you to expand your capabilities and unlock new opportunities ahead.
Oscar is sharing more information with Agility about its hottest current OEP markets nationwide. Here is the latest on Oscar’s hottest current markets:
Arizona
Oscar Health has plans in four Arizona counties: Maricopa, Pima, Pinal, and Santa Cruz. Oscar Health members have access to providers such as Banner Health, Honor Health, and Abrazo Health. We encourage you to review Oscar Health’s various condition-specific plan offerings for your Arizona members.
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Phoenix
- 2nd lowest premium for silver premium plans and 6 of the nine lowest premium silver plans in the market.
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- The lowest premium bronze plan and 5 of the eight lowest premium bronze plans in the market.
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- The four lowest premium gold plans in the market.
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Tuscon
- 2nd lowest silver premium plans and 6 of the nine lowest premium silver plans in the market.
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- 2nd lowest premium bronze plans in the market, and 4 of the 10 lowest overall
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- 4 of the six lowest premium gold plans in the market.
Oscar supports this information with one of the most competitive ACA bonus opportunities available!
The Agility Advantage
With the ongoing evolution of the ACA market, Agility delivers insights like these that you need to stay ahead of the changes and position yourself for growth. Agility provides:
- ACA product expertise through ACA product specialist, Mike Berglund, available at mberglund@enrollinsurance.com.
- Dedicated Producer Support for agents to contact at (866) 590-9771 or support@enrollinsurance.com, to answer any insurance questions and add you to our weekly email tips and updates list.
As you navigate this OEP, let Agility empower you to expand your capabilities and unlock new opportunities ahead. You can read about the other hottest 2026 ACA markets below.
Oscar is making a bold impact this OEP, highlighting its hottest ACA markets nationwide for Agility, including these standout rating areas:
- Houston 26
- Palm Beach, Florida 50
- Miami – Dade 43
- Nashville 4
- Charlotte 4
- Orlando 48
- Fort Worth 25
- Broward Florida 6
- Phoenix – Mesa – Scottsdale 4
- Jacksonville 15
- Dallas 8
- Tampa 28
- San Antonio 18
- Orlando 49
- Tampa 52
- Columbus, Ohio 9
- El Paso 9
- Memphis 6
- Houston 10
- McAllen Texas 15
- Daytona Florida 64
- Oklahoma City 3
- Tampa 51
- Orlando 57
- Cincinnati 4
- St. Louis 6
- Austin 3
- Kansas City 3
- Grand Rapids 12
- Tulsa 4
- Dayton Ohio 3
- Jackson Mississippi 3
- Houston 27
- Tucson 6
- South Central Tennessee 8
You’ll find over 60 additional top Oscar markets in your MyAdmin account. If you haven’t set yours up, you can do so here.
Market Nuggets
- In Charlotte and Winston-Salem, Oscar is launching cobranding plans with Atrium Health. Because Atrium Health is part of Aetna’s 2025 network, switching Aetna clients using Atrium Health to Oscar will be a seamless transition for members in these cities.
- In addition to offering the three lowest-priced Silver plans in Charlotte, Oscar provides multiple $0 Bronze options. These include condition-specific plans and the Bronze Elite + PCP Saver “Saver Plus,” which features a $0 deductible for medical expenses. Additionally, it includes $3 generic prescription drugs (tier 1).
- In the South Central Tennessee area mentioned above, Oscar offers the lowest-cost Silver plan in the rating area. Additionally, Oscar provides several condition-specific plans, such as the Silver Simple Diabetes plan in Nashville, which supports members with diabetes through benefits tailored to their specific health needs.
- Oscar Health also offers several $0 bronze options in Memphis, such as the Bronze Elite + PCP Saver Plus. This plan provides members with a $0 medical deductible, so covered medical expenses are paid by Oscar from the start. Additionally, it features a $3 copay for Tier 1a generic prescription drugs.
- Tennessee members will also have access to providers such as:
- Vanderbilt Health
- Baptist Health
- Ascension
- NEW for 2026; Regional One
- Many hot areas feature $0 gold plans. These gold plans offer primary care copays as low as $5 per visit and generic prescription (tier 1) copays as low as $3, providing low-cost access to doctors and medications. Examples include markets in Florida and several Texas regions, such as:
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- Dallas
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- Fort-Worth
- Austin
- College Station
- San Antonio
- Houston SW (Austin County, Fort Bend, Brazoria, and Waller Counties)
- Miami-Dade County
- Broward County (Fort Lauderdale)
- Palm Beach County
- Hillsborough County (Tampa)
- Volusia County
- Pasco County
- Seminole County
- Bay County
- Hernando County (Tampa)
- Clay County (Jacksonville)
- Flagler County
- El Paso features $0 Oscar Health, Bronze EPO Plans with no referrals. The Oscar Health Bronze Elite + PCP Saver Plus plan features a $40 PCP copay and a $3 generic prescription copay.
Oscar supports this heat map with one of the most competitive ACA bonus opportunities available, now including Texas for the first time in five years!
The Agility Advantage
With the ongoing evolution of the ACA market, Agility delivers insights like these that you need to stay ahead of the changes and position yourself for growth. Agility provides:
- Dedicated Producer Support for ACA agents to contact at (866) 590-9771 or support@enrollinsurance.com, to answer any ACA or insurance questions and add you to our weekly email tips and updates list.
As you navigate this OEP, let Agility empower you to expand your capabilities and unlock new opportunities ahead.
