Term life insurance underwriting decisions can be lengthy, with the average decision often taking weeks. The lengthy underwriting approval process makes the term life sale one of the longest to close in the insurance industry.
What if you can go from term quote to an underwriting decision in less than 10 minutes? Agility asks this question because the Ameritas Instant Term Life Insurance policy provides an underwriting decision in 10 minutes or less.
This policy is an excellent fit for:
- Clients wanting to avoid lab or medical exam requirements.
- Those replacing income or seeking mortgage protection.
- Small business owners.
Quick and instant, this policy also offers conversion options.
How It Works
Ameritas Instant Term Life insurance requires no lab work or medical exams. After you start the application, your clients will automatically receive a link to complete and submit it, enabling an instant decision.
The platform includes built-in health guardrails to find the best option.
Benefits for Your Clients
With a completely digital process and multiple coverage options, your clients quickly and efficiently receive life insurance tailored to their needs. Ameritas Instant Term offers:
- Competitive pricing.
- Immediate decision for those who qualify.
- No labs or medical exams.
- High instant-issue face amount.
- Flexibility to complete the application at the client’s convenience.
- An accidental death benefit
- A waiver of premium riders is available for an additional charge.
- A same-payor discount that’s not available on the platform; please contact your new business representative to add it.
Chris Gaston, our Agility Ancillary expert, is the best person to answer any questions about this Ameritas Instant Term Life policy. He can also answer questions on contracting with Ameritas to sell this term life innovation.
Chris can work with agents during a free brainstorming session to discuss the best ways to use this product to assist your clients. Contact Agility producer support at (866) 590-9771 or email support@enrollinsurance.com to schedule a meeting with Chris or to get answers to other insurance questions.
Our team can also add you to our weekly free email list for more tips and other valuable information.
