Disaster Special Election Periods in North Carolina

This is an important announcement for agents with customers in Kentucky, North Carolina, Oklahoma, Texas, and West Virginia and for those with business in these states. The counties below are under a federal or state designated SEP due to an emergency. Please note: A disaster SEP application is only valid while the SEP declaration is […]

Blue Cross Blue Shield of Texas Announces Network Change

Blue Cross Blue Shield of Texas Announces Network Change Blue Cross Blue Shield of Texas Announces Network Change Blue Cross Blue Shield of Texas Announces Network Change Blue Cross Blue Shield of Texas Announces Network Change Blue Cross and Blue Shield of Texas has made the difficult decision to remove Harris Health System from its […]

Understanding Medicare Supplement Enrollment and Pre-Existing Conditions

As we have touched on in previous articles, Medicare Supplement can be the favored choice for some seniors beginning their Medicare journey. Medicare Supplement policies bring comfort to seniors as these policies are designed to fill in the areas left uncovered by original Medicare. Things like deductibles, coinsurance, and copayments are covered by a Medicare […]

The IRS has increased the Health Savings Account (HSA) contribution limit for 2025

The IRS has announced the inflation adjustments for 2025 High-Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs). These adjustments, which include maximum HSA contributions, minimum deductible amounts, and maximum out-of-pocket limits, are not just informative but also require attention. Employers and individuals should ensure strict compliance with these updated regulations for 2025.   Contributions […]

Accelerate Your Earnings with This Exciting Bonus from Allstate Health Solutions!

Get more out of your short term medical sales! Earn more than your standard commission by selling qualifying Allstate Health Solutions Short Term Medical policies from May 1, 2024 to August 31, 2024.Once you sell 15 eligible Short Term Medical policies, the bonus counts all the way back to your first eligible policy. Earn a […]

Humana’s Bonus Just Got Better for Q2 2024!

On top of the exciting $300 Bonus for Underwritten Policies, Humana is now adding a $300 bonus for each eligible Medicare Supplement Plan N Open Enrollment Policy.Agents can earn up to a $300 bonus with Humana Medicare Supplement applications written between April 1, 2024 – June 30, 2024. Qualify with just one issued case! Bonus […]

Blue Cross Blue Shield of Texas Announces 2024 Medicare Supplement Bonus Program!

We are pleased to announce the Blue Cross Blue Shield of Texas Medicare Supplement Bonus Program for 2024-2025. Individuals can contribute to assisting the growing population of Medicare-eligible adults while earning a bonus of up to $200 per new Medicare Supplement policy sold! The details of the bonus program are as follows: The program begins […]

Oscar Health’s Enrollment is Soaring!

Oscar Health has announced a milestone achievement, recording its first quarterly profit since its inception in 2012. The health insurance startup reported a substantial $177 million profit for the first quarter, with total revenue soaring to $2.1 billion, marking a 46% increase compared to the previous year. This significant growth is primarily attributed to an […]

Medicare Supplemental is Still a HUGE Selling Opportunity!

As insurance agents, one of the most important products you can offer clients approaching age 65 is Medicare supplemental insurance, also known as Medigap. While original Medicare obviously covers a significant portion of healthcare costs for seniors, your members can still be left exposed to many expenses like deductibles, copayments, and other out-of-pocket costs. That’s […]

AmeriHealth Caritas Next Announces 2024 ACA SEP Broker Bonus Program

Program Term Earn a potential one-time bonus for every new member you enroll for a May 1st–Dec 1st 2024 effective date. Payments will be based on the qualification level. There is no cap for this program. Program Eligibility Per policy maximum of 6 members for both qualification and payment. New dependents of current members are […]

UHC Announces a Special April Showers Bonus Program for Certain Regions!

Hey Michigan, Texas, Illinois, and Wisconsin agents, get ready for a game-changing opportunity from UHC! UnitedHealthcare is launching a special April Showers incentive bonus program from April 22nd to April 29th. Earn big with $50 per enrollment, up from the standard $20 for select regions below: Michigan Grand Rapids (Kent County) Troy (Macomb and Oakland […]

Ambetter Health Broker/Agent Compliance

Ambetter Health is issuing a reminder of its no-tolerance policy for agents engaging in prohibited activities. Any prohibited activities discovered by Ambetter Health will result in issuance of a Notice of Action (NOA) letter and will lead to review, which may result in actions up to and including agent termination, and recoupment and cancelation of […]

Capping Part D Costs Could Lead to Reduced Benefits

Discussions continue to ripple through the Medicare insurance community with the recent Centers for Medicare and Medicaid Services (CMS) announcement of rules and regulations changes for 2025. Sweeping alterations were released earlier in April that affect everything from agent commissions to Part D drug benefits. At first, the changes to Part D drug benefits were […]

New CMS Rule Limits Selling and Reselling Consumer Data

As part of the Centers for Medicare & Medicaid Services (CMS) recently released updates, brokers and agents will have to take stronger precautions with customer data, especially when it comes to using that information with marketing companies. According to CMS, some third-party marketing organizations have been selling and reselling personal beneficiary data, subverting rules that […]

New Medicare Advantage Regulations Overhaul Agent Commissions

New rules published April 4 that regulate Medicare Advantage (MA) plans and Medicare Part D plans will have a big impact on the MA world as we move into the 2025 contract year. These rules announced by the Centers for Medicare & Medicaid Services (CMS) will affect agent compensation because commission rates will change and […]