CMS Upcoming Marketplace System Changes
Good Morning, Everyone! The Centers for Medicare & Medicaid Services (CMS) is dedicated to safeguarding Marketplace consumers while ensuring program integrity. To enhance this commitment, CMS is taking important steps to prevent coverage disruptions and unauthorized enrollments on the Federal platform. These updates only impact ACA members, NOT Medicare. What’s New? Starting October 2024, CMS […]
Why Selling Medicare Supplement Plans Is a Smart Move for Insurance Agents
Why Medicare Supplement Plans? If you’re an insurance agent asking, “Why should I sell Medicare Supplement (Medigap) plans?” — the answer is clear: they’re a goldmine of opportunity. And here’s why: No AHIP Certification Required That’s right! One of the biggest hurdles to selling Medicare Advantage plans is the time and energy it takes to […]
Are You Recording Your Medicare Advantage Interactions?
We want to remind you of the critical CMS regulations regarding Medicare Advantage (MA) sales and enrollment calls, as outlined in 42 CFR §§ 422.2274 (g)(2)(ii). As of October 2022, CMS mandated that all calls with Medicare beneficiaries be recorded and stored for ten (10) years. This requirement was further revised in September 2023 to […]
Cigna Announces Disaster Special Election Periods for MA in Certain States
We have an important announcement for those of you with customers in Arizona, California, Florida, Iowa, Nevada, New Hampshire, Oregon, Texas, and Utah, or for those conducting business in these states. Several counties in these states are currently under a federal or state designated Special Enrollment Period (SEP) due to recent emergencies. Key Points […]
Important Update: HCSC to Acquire Cigna’s Medicare Businesses in 2025
Health Care Service Corporation (HCSC) has signed a definitive agreement to acquire Cigna’s Medicare Advantage, Supplemental Benefits, Medicare Part D, and CareAllies businesses. This monumental transaction is set to close in the first quarter of 2025, pending regulatory approvals and other customary closing conditions. A Bright Future Ahead This acquisition promises to bring tremendous value […]
Important Update: Prepare for CMS MLMS “Go Dark” on July 12th!
Important Update from Agility: Prepare for CMS MLMS “Go Dark” on July 12th! Agility Insurance Services wanted to share a crucial update with our valued insurance agents. The Centers for Medicare & Medicaid Services (CMS) has announced a significant change: starting July 12, 2024, at 9:00 a.m. ET, the Marketplace Learning Management System (MLMS) will […]
First Half of 2024 Filled with Medicare Advantage Changes
Going into 2024, we knew changes were on the horizon for Medicare Advantage and now we are seeing transformation cascade into the market. With half of the year over, we thought it would be a good time to review what has happened and look at what lies ahead in the ever-changing MA landscape. Medicare Advantage […]
Understanding Medicare Supplement Enrollment and Pre-Existing Conditions
As we have touched on in previous articles, Medicare Supplement can be the favored choice for some seniors beginning their Medicare journey. Medicare Supplement policies bring comfort to seniors as these policies are designed to fill in the areas left uncovered by original Medicare. Things like deductibles, coinsurance, and copayments are covered by a Medicare […]
Blue Cross Blue Shield of Texas Announces 2024 Medicare Supplement Bonus Program!
We are pleased to announce the Blue Cross Blue Shield of Texas Medicare Supplement Bonus Program for 2024-2025. Individuals can contribute to assisting the growing population of Medicare-eligible adults while earning a bonus of up to $200 per new Medicare Supplement policy sold! The details of the bonus program are as follows: The program begins […]
Medicare Supplemental is Still a HUGE Selling Opportunity!
As insurance agents, one of the most important products you can offer clients approaching age 65 is Medicare supplemental insurance, also known as Medigap. While original Medicare obviously covers a significant portion of healthcare costs for seniors, your members can still be left exposed to many expenses like deductibles, copayments, and other out-of-pocket costs. That’s […]
2024-2025 BlueCross BlueShield of Texas Medicare Supplement Bonus Program
Blue Cross and Blue Shield of Texas is pleased to announce the Medicare Supplement Bonus Program for 2024 – 2025!
Molina’s Medicare Advantage Network Now Includes Cleveland Clinic in Ohio
Molina Healthcare has announced that as of Jan. 1, 2024, Cleveland Clinic has joined its provider network!
Here’s 11 2024 Rewards Programs You Can Offer Your Clients
Everyone loves rewards and our team has found some robust incentives offered by 11 of our health insurance partners.All of the companies below are contracted with Agility. These are the latest 2024 rewards programs offered to members. Explaining these incentives to clients can help you find the best plan for your client and wrap up […]
Open Enrollment Period Guidance
OEP Compliance The Medicare Open Enrollment Period (OEP) occurs annually from January 1 – March 31. It provides a great opportunity for agents and brokers to grow their business. But it also carries specific guidelines for how agents must conduct their marketing efforts. Let’s break down the OEP Marketing Compliance Guidelines as dictated by the […]
Medicare Supplement Bonus Program Returns: Earn Up to $200 per Policy in 2023-2024
As a health insurance agent, you have a unique opportunity to help the growing population of adults who need Medicare coverage while earning a bonus for your efforts. We happily announce that the Medicare Supplement Bonus Program returns for 2023-2024, starting from May 1, 2023, to Jan. 31, 2024. Here’s how it works: for every […]
Understanding Medicare Allowance, Special Needs Plans, Wellness Programs, and PPO vs HMO Plans
As a health insurance agent, it’s important to stay up-to-date on the latest developments in the industry to better serve your clients. One important topic you should be familiar with is Medicare and the different types of plans available to seniors. We’ll cover what a Medicare allowance is, as well as Medicare grocery allowance, Medicare […]
Demystifying ACA Network Adequacy Requirements
Are you struggling to navigate the world of health insurance networks and providers? As a health insurance agent, it can be challenging to help clients find the right plan that meets their needs. It becomes even more difficult to also work to ensure that they have access to quality healthcare providers. In today’s post, we’ll […]
What’s New with Medicare Advantage Plans in 2023?
As a health insurance agent, staying up-to-date with the latest changes and updates to Medicare Advantage plans is crucial to effectively guide your clients toward the right coverage options. Medicare Advantage plans, also known as Medicare Part C, are offered by private insurance companies. They provide an alternative way for Medicare beneficiaries to receive their […]
Healthcare.gov: Marketplace Webinars for Agents and Brokers
The Centers for Medicare & Medicaid Services (CMS) is hosting two webinars on August 11 and August 14. SAVE MY SEAT >> The August 11 webinar will review the plan year 2021 registration and training process for those who did not complete the Marketplace registration and training requirements for plan year 2020. Agents and […]
Oscar Launches New $0 Virtual Primary Care as Part of 2021 Expansion Plans
Oscar, the first tech-driven health insurance company, today announced plans to launch its new $0 Virtual Primary Care product and expand to a total of 19 states and 47 markets in 2021. The company will offer health insurance to individuals and families in four new states and 19 new markets during the upcoming Open Enrollment […]