Is ICHRA or Reference-Based Pricing the Future of Employer Health Plans
Traditional group health insurance is akin to a car that breaks down every year and costs more to fix than it did the year before. Forward-thinking employers are now looking for a better way. Currently, two models are grabbing employers’ attention as viable healthcare coverage options: an ICHRA (Individual Coverage Health Reimbursement Arrangement) and Reference-Based […]
CMS Changing 2026 Plan Benefit Package (PBP) Data that Can Generate Model ANOC and EOC Documents
We’ve learned that the Centers for Medicare and Medicaid Services (CMS) is releasing the data CMS expects to see in the Plan Benefit Package (PBP). This data change will impact how the payors enter the information to create the 2026 Medicare Advantage plans and how they’ll be structured. This might change the primary member communication […]
A Step-by-Step Guide to Access and Use the Aetna Medicare Producer World Platform
Today, Agility is proud to continue our tour of assisting agents to access different industry producer platforms by providing step-by-step guides. Our spotlight is on our partner at Aetna and its Medicare Producer World. Everything starts with registering for the portal; you will be ready to go when this is completed. We are covering the […]
How to Get More Client Referrals Without Seeming Pushy
Many agents don’t love asking for referrals because that can feel weird. You don’t want to appear to be chasing business every time you talk to a client, right? But referrals are one of the easiest, warmest, and most effective ways to grow your book of business. People trust recommendations from friends and family more […]
What Does Aetna Leaving the ACA Marketplace in 2026 Mean for Agents?
Agility partner, Aetna announced on May 1 that it will leave the ACA market in 2026. In its statement announcing this action, Aetna confirmed that its ACA cost trends were unsustainable and explained the reason it was leaving. We previewed these challenges in February, and today’s announcement follows other troubling payor activity in the last […]
Is ICHRA the Beginning of the End for HSA Accounts
If you’ve been in any health insurance conversation lately, you’ve probably heard the term ICHRA tossed around. It’s everywhere right now, and while it’s a slick option for employers tired of playing the group health game, it’s got some hidden quirks. One big quirk is that it messes with Health Savings Account (HSA) eligibility, and […]
How to Use CRM and Digital Tools to Streamline Your Sales Process
We still have insurance agents who use a notebook, a stack of business cards, and a phone that dings constantly with reminders set three weeks too late. For these agents and all the rest of you, the 21st century is calling you! Current technology empowers agents to be their “best agents” and increase sales with […]
Using Social Media to Build Your Brand & Attract Clients
Social media is a weird place for insurance folks. You may wonder do I need to be on social media if I am not an influencer? The answer is yes.People like doing business with people they know, like, and trust. Social media is one way people in your community get to know you and build […]
New “First 15” Bonus from UnitedHealthcare Supplemental – Earn Up to $7,500!
Agents, Golden Rule Insurance Co., a UnitedHealthcare company, is offering an exciting new incentive to boost your production and reward your hard work. To re-engage agents with UnitedHealthcare-branded products underwritten by Golden Rule Insurance Company, you’re now eligible to participate in the “First 15” incentive program. You can earn up to $7,500 in bonus payments […]
Important Changes to UHOne Broker Portal E-Store
Agility partner UHOne is constantly upgrading its Broker Portal E-Store for its contracting agent partners. Another upgrade is coming on April 25, 2025, so Agility wants to update our previous UHOne Broker Portal E-Store Step-by-Step Guide today. Here are the changes happening to the E-Store coming on April 25, 2025, including the states where the […]
Upgrade Alert: Faster and Better Application Tracking on CignaForBrokers
Agility partner Cigna has urgent news for supplemental insurance agents. Cigna now has a simple way to track customer application status on CignaForBrokers. Cigna is starting to share its new Application Status Tracker for applications submitted via Express App. This feature includes faster status updates and clear notifications when a policy needs attention during application. […]
A Step-by-Step Guide to Access and Use the HealthSherpa ACA Marketplace Platform
HealthSherpa is a powerful platform designed to enroll ACA clients in Marketplace plans faster and more efficiently. Agility constantly receives feedback from agents about accessing and using the platform, so, we want to help agents by using information directly from HealthSherpa to explain how the ACA Marketplace platform works. HealthSherpa ACA Marketplace Platform Create and […]
Hosting Events and Webinars: Bringing Clients to You Instead of Always Chasing Them
If you’re in the insurance game, you know chasing leads is tiresome. You also know from our previous articles that referrals are gold, but constantly begging for intros from outside sources is a lot of work. So, flip the script and generate your own referrals by hosting your own events and webinars! Done right, these […]
A Step-by-Step Guide to Access and Use the HealthSherpa Medicare Platform
HealthSherpa is a powerful platform designed to enroll clients in Medicare plans faster, more efficiently, and more straightforwardly. Agility constantly receives feedback from agents about being able to access and use the platforms. So, we want to help agents by walking through how to access and use the HealthSherpa Medicare platform using information directly from […]
A Step-by-Step Guide to Access and Use ConnectureDRX
If you’re a Medicare insurance agent, chances are you’ve heard of ConnectureDRX. It’s a powerful platform Agility uses that is designed to make enrolling clients into Medicare plans faster, more efficient, and more straightforward. So how can you use it? This article will explain what you need to know. First, contact Agility Producer Support at […]
How to Present ICHRA to Employer Clients Without Losing Them at Hello
Many agents have difficulty understanding ICHRA (Individual Coverage Health Reimbursement Arrangement). Watch an employer try to understand it, and watch their brain slowly melt. ICHRA is one of the most valuable tools an agent brings to the table for employers when rate hikes, limited networks, and group plan fatigue factors in. How can you pitch […]
2025 Final CMS Medicare Advantage Rules
Agility has breaking news about the 2025 Final Medicare Advantage rules released by the Centers for Medicare and Medicaid Services (CMS). The rules are 438 pages long, but we have included a summary below. Vaccine Cost-Sharing Changes CMS is removing cost sharing for adult vaccines recommended by the Advisory Committee on Immunization Practices (ACIP) covered […]
What the Problems In-Patient Hospitals Face Mean for Insurance Agents
With all the recent headlines, you probably didn’t notice a growing trend: Hospitals are shutting down at an alarming rate. Becker’s Hospital Review reports since the start of 2025, 10 inpatient hospitals have closed. With 13 hospitals closing in 2023 and 25 more closing in 2024, we’re currently on pace to have 36 hospitals close […]
Follow-Up Strategies That Actually Get Clients to Say Yes
Most follow-ups sound like desperate sales pitches. “Hey, just checking in to see if you’ve decided on the policy information I sent?” (Insert client ignoring your email here.) If you’re tired of chasing leads who never respond, it’s time to consider a strategy for following up in a way that feels natural, builds trust, and […]
Email Marketing Hacks to Nurture Leads and Boost Conversions
Your email list is one of the most valuable assets in your insurance business. But if you send out the occasional “Hey, we’re here!” email, you leave a lot of money on the table. Email marketing isn’t just about staying in touch; it’s about nurturing leads, building trust, and ultimately turning prospects into clients. Here […]