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How can you make access to vision or dental insurance more attainable to potential consumers? It is time to show your audience that they just have to know the right company that can determine the right plan for their individual needs. To some, dental and vision insurance might not be a huge priority. Other consumers wish to avoid the hassle of securing these two types of insurance and therefore put it off. That's where YOU come in.  Here are a few ways to pitch vision and dental insurance to your audience and emphasize the importance of these types of healthcare and why they are so beneficial.  Dental and Vision prevent future health complications from arising.  Emphasize how having a dentist or eye expert regularly check up on your teeth or eyes means identifying any possible health risks before they become serious. Without properly monitoring  oral health or vision , consumers could be paying much higher prices out of pocket further down the road when a significant concern arises

   5 Social Media Content Ideas for September  By: Michelle M. Saavedra September usually brings cooler days and nights. This fact also affects the type of content published on social media. During the summertime, insurance agents tend to create content that promotes their travel insurance products. But now that we are getting closer to OEP, insurance agents will start to shift their focus towards Medicare Advantage and ACA products. We believe that life, supplemental and even travel insurance are products that can be sold and promoted throughout the year. Imagine selling an ACA plan and then also having the opportunity to offer dental and vision products to the same client! That’s called working smarter, not harder. Before we start mentioning the 5 content ideas for the month of September, we invite you to get contracted with Agility Insurance Services today! To get started visit  Enrollinsurance.com  or send us an email at  support@enrollinsurance.com 1) Labor Day (September 5) Click

  Inflation Reduction Act Passed On August 12, 2022 the Inflation Reduction Act (IRA) was passed by the U.S. The House of Representatives and President Biden are expected to sign off on the bill. Already being passed by the Senate, the $740 billion budget reconciliation package includes Medicare drug pricing policies, Affordable Care Act (ACA) subsidies, climate, energy, and taxes.  Allowing Medicare to Negotiate Drug Prices The IRA enforces the Department of Health and Human Services(HHS) to establish a negotiation program in hopes to make expensive drugs, single sourced, and biological products more affordable. In this program, the HHS Secretary will produce a list of selected drugs that meet certain criteria, and negotiate maximum fair prices on these drugs with suppliers, then renegotiate as needed. The drugs up for negotiation are the top 50 drugs from both Part B and top 50 from Part D with the highest total cost from the latest 12 month period. However, the negotiations for the

  5 Social Media Content Ideas for August By: Michelle M. Saavedra Before we start talking about content strategy for the month of August, we have a fun fact we would like to share with our Agility Agents. According to Richmond Times-Dispatch , the month of August was named after the first Roman emperor, Augustus Caesar. Insurance agents could learn a thing or two from Caesar (not to be confused with Little Caesars). Instead of battling out the usual sales tactics on social media, agents could take the time to create content that strengthens their online presence. One of the best ways to do this is by preparing a thought-out monthly content calendar plan. We’ve taken the necessary steps to identify 5 content pieces that any Agility Agent will be able to recreate and publish during the month of August.  1) Fun Facts Post Click here to get FREE access to the Fun Facts August Social Media template! Many insurance agents believe that social media is THE place to promote their services. W

ACA Subsidy Extension Your health insurance cost could be on the rise. Projections of “double-digit spikes” are said to begin early 2023 for over 13 millions Americans. Low and middle income Americans are at risk of losing health insurance due to the cost rising to hundreds of dollars per person if the extended subsidies end at the end of the year. The American Rescue Plan Act (ARPA) increased the ACA (Affordable Care Act) subsidies in 2021 and 2022. The enhanced subsidies were said to lead towards over 4 million new sign-ups a year. This extension ensured that low-income clients did not have to pay for premiums. The enhancement in subsidies is said to end at the end of 2022 due over $247.9 billion in federal spending if it becomes permanent. There has been debate for some time over the “economic spending legislation” but the Senate is proposing to keep the extension through 2025. For those who have been concerned about their extension for the enhanced subsidies, we have news for you

CVS Health to present at the 2022 Goldman Sachs Global Healthcare Conference CVS Health announced that Executive Vice President and Chief Financial Officer Shawn Guertin will participate in a fireside chat with investors at the Goldman Sachs Global Healthcare Conference on June 15, 2022 at approximately 8:00 am pacific time. An audio webcast of the event will be broadcast simultaneously on the Investor Relations portion of the CVS Health website at investors.cvshealth.com where it will be archived for a period of one year.  Are you contracted through Aetna CVS Health? If not, visit Agility Insurance Services to get registered and contracted now!  

  FAQs on Agent and Broker Compensation for Special Enrollment Periods                   The Centers for Medicare & Medicaid Services (CMS) posted Frequently Asked Questions (FAQs) regarding compensation paid by issuers to agents and brokers who assist consumers with enrollment during a Special Enrollment Period (SEP) or during Open Enrollment Periods (OEPs). It has been made a priority by the Biden-Harris Administration to provide those who are uninsured and underinsured with quality, affordable health care coverage and recognizes that agents and brokers play a vital role in helping consumers enroll in coverage that best fits their needs and budget.   CMS has become aware that some issuers in the individual market, who commonly use agents and brokers as part of their marketing and sales distribution channels, have reduced or eliminated commissions and other forms of compensation to agents and brokers for enrollments during an SEP. Today’s FAQs provide guidance that paying differen

  2023 Medicare Advantage and Part D Rate Announcement               In April, the Centers for Medicare & Medicaid Services (CMS) released the Announcement of Calendar Year (CY) 2023 Medicare Advantage (MA) Capitation Rates and Part C and Part D Payment Policies (the Rate Announcement). CMS’s goals for Medicare Advantage and Part D mirror our vision for the agency’s programs as a whole, which is to advance health equity; drive comprehensive, person-centered care; and promote affordability and the sustainability of the Medicare program. In the CY 2023 MA and Part D Advance Notice, CMS solicited comments on a variety of topics, including seeking input on promoting health equity in Medicare Advantage and Part D plans. CMS appreciates the submitted comments and will consider them in future policymaking. This fact sheet discusses the provisions of the Rate Announcement, which can be viewed by going to: https://www.cms.gov/Medicare/Health-Plans/MedicareAdvtgSpecRateStats/Announcements-an