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If you’ve been talking to employers about Individual Coverage Health Reimbursement Arrangements (ICHRAs), there’s a new name you need to know: CHOICE Arrangements. On September 3, 2026, the Centers for Medicare & Medicaid Services (CMS) and the Small Business Administration (SBA) officially began referring to ICHRAs
For a long time, employer-sponsored health insurance worked predictably. Employers picked one or two group health plans, employees signed up, and yearly price increases were just part of the routine. Now, things are starting to
If every sales conversation ends with someone asking, “Can you beat my current premium?” it seems like price is all that matters. But research shows that while price does play a role, insurance is really
The same federal judge who ruled in favor of Clover Health in its request to recalculate its 2026 CMS Star Ratings is denying Elevance’s emergency request to recalculate its 2026 MA Star Ratings. The judge
Every insurance agent wants positive momentum going into an important selling season. Gaining this momentum while helping people in genuine need makes it even more powerful. Agility partner Presidio Health has a new financial protection
Agility is happy to announce this great new tool from one of our valued partners. BCBSM and HealthSherpa are partnering on this new enrollment tool for ACA enrollments. In addition to supporting the existing On-Marketplace
Health benefits are a key investment for employers. As healthcare costs rise and the workforce becomes more diverse, many companies are deciding whether to keep a traditional group health plan or switch to an Individual
UnitedHealthOne is a great Agility partner who delivers fantastic financial protection products that bring meaningful financial protection to individual clients. They have some great news about updates that go into effect today for UnitedHealthOne. eStore
Aetna is updating its list of 2026 non-commissionable MA plans. As of September 15, 2026, any MA plan applications for MA plans on this list with a signature date on or after September 15, 2026,
The Portland, Oregon-based Providence Health Plan is closing its Medicare Advantage and remaining health insurance operations at the end of 2026. This action follows its May announcement that it would end its ACA plan insurance
Agility and NCD are proud to offer this national contest exclusively to Agility Insurance Services agents! From August 1, 2026, until September 30, 2026, Agility agents can participate in the “NCD Fast Start Accelerator” sales
With healthcare cost projections rising across all health insurance markets in 2027, Agility actively encourages all health insurance agents to develop a well-rounded product portfolio that delivers greater financial protection and value for your health insurance clients.
CMS confirms the disenrollment of approximately 1.5 million “improper” ACA enrollments so far this year, and estimates there are another 4 million left to address. CMS is sending electronic files to each ACA carrier listing
The annual HealthScape Advisors report shows that 73% of all health insurance companies in 2025 posted an operating loss. In 2023, this number was 54%. The 2025 HealthScape report indicates that a large majority of
A July report from Wakely shows that as of April, the number of ACA Marketplace enrollees with at least one hierarchical illness code increased by 6.3% compared to last year. This trend is seen in
Insurance agents often focus on what carriers, CMS, and state insurance departments are doing. However, some of the most important changes in healthcare are happening inside America’s hospitals, and these changes will eventually affect every
Another lawsuit is coming for CMS and its 2027 ACA Final Rule. A coalition of 21 states is suing CMS about the 2027 CMS ACA Final Rule in Northern California. This lawsuit raises the same
CMS is ending the Medicare Part D Stabilization Fund at the end of 2026. This action will be effective for all 2027 plan-year Medicare Part D plans. This fund reduced beneficiary monthly plan premiums by
Last week, CMS rated 18 5-Star Medicare Advantage (MA) contracts as the best MA plans in the nation. At the beginning of this week, CMS announced that there are now 22 5-Star MA contracts in
If you’ve worked in insurance for a while, you’ve probably heard the phrase, “I provide great customer service,” countless times. The issue is that nearly everyone in the industry says this. Today’s customers see friendly
