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Three Medicare Advantage (MA) companies are suing CMS over its miscalculation of each company’s MA Star Ratings. Alignment, Elevance, and SCAN Health have each filed their own suits, stating that CMS is not following the
We have the first analysis on 2027 monthly premiums for the ACA Marketplace Individual market. Analysts at KFF state that initial analysis of 77 plan filings of Marketplace insurers in 16 states and Washington, D.C., shows
The largest accounts usually aren’t won by offering the lowest rates. Instead, they go to advisors who truly understand what employers worry about most. Today, employers don’t just want health insurance. Employers want to attract
Insurance agents are getting more questions than ever about Individual Coverage Health Reimbursement Arrangements (ICHRAs). Employers like the flexibility, but some hesitate because they worry ICHRAs might be too complicated, risky, or unfamiliar. Most objections
The insurance industry is evolving. Employers want more than just someone who provides quotes once a year. Employers are looking for a trusted partner to help them manage rising healthcare costs, meet employee expectations, handle
In late May, a federal judge determined that the Centers for Medicare & Medicaid Services (CMS) improperly used 20 metrics in calculating Clover Health’s 2026 star ratings. An analysis of this ruling indicates that the
Health benefits have always been important for employers, but in 2026, the focus is changing. With healthcare costs rising and employees expecting more, business owners and HR leaders are asking new questions compared to a
Insurance agents are increasingly having the same conversation with employer groups, “Should we keep our traditional group health plan, or is an ICHRA a better fit?” The right answer is rarely that one option is
Agility is learning what the proposed 2027 Medicare agent and broker commissions might be. CMS is increasing the maximum broker commissions for Medicare Advantage and Part D initial enrollments, effective in 2026. We also understand
Mending will end its health plans in 2027. The end of these plans will result in about 7,000 members in Oklahoma (about 6,000 ACA members) and 1,100 members in Maine needing new 2027 health insurance
A recent SureCo study shows that 56% of brokers now recommend ICHRA, and 37% sold their first ICHRA in 2026, up from 15% in 2024. ICHRA is quickly becoming a common way to address rising
Selling small-group health plans has changed significantly in recent years. Employers now face higher healthcare costs, employees want better benefits, and there is more competition among carriers. Many small businesses feel overwhelmed by ACA rules,
Agility continues to bring you the latest information we’re hearing about the 2027 healthcare policy planning. Today, we want to share news about healthcare costs for 2027. A PwC report shows that healthcare costs should
If you’re an insurance agent today, trust isn’t built in a handshake anymore; it’s built in a search result. Before someone ever answers your call or fills out your form, they’ve already Googled you. And
We want to follow up on our previous article below, which focuses on Medicare, with recent information about the ACA marketplace. A recent study reports that 2026 ACA deductibles will increase by 37% from 2025
An insurance agent’s reputation is a key marketing asset that motivates a prospect to call you back, renew a policy, or refer a friend. In this trust-based industry, being consistent matters more than flashy ads.
New Mexico-based Presbyterian Healthcare Services will continue only its D-SNP Medicare Advantage plans in 2027. The end of its other Medicare Advantage plans will result in about 30,000 members in New Mexico needing new 2027
If you’re a Medicare insurance agent, mark June 22, 2026, on your calendar. That’s when the 2027 AHIP Medicare Fraud, Waste, and Abuse (FWA) Training opens, so you can start your certification for the 2027
On Friday, May 30, CMS announced it was delaying a final decision on the Elevance Medicare Advantage enrollment sanctions until July or August 1, 2026. In this announcement, CMS states that Elevance has completed the
Clients want life insurance that gives them clarity, confidence, and a plan that fits their needs, not a generic solution. That’s why the IUL versus Whole Life discussion is important. Let’s look at a practical,
