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In an effort to reduce unauthorized and non-compliant ACA Marketplace enrollments, CMS is adding a new step to the 2027 auto-re-enrollment process. What’s Changing CMS will check whether applications with a National Producer Number (NPN)
Life insurance has always been built around the simple idea of protecting the people you care about financially when you’re no longer there. That part isn’t changing. What is changing is nearly everything around it.
CMS is disenrolling over 760,000 current ACA enrollees due to concerns about fraud in these enrollments. CMS is also announcing a temporary order prohibiting new brokers from registering and selling in the 2027 ACA Marketplace.
The idea of using behavioral psychology in sales can feel uncomfortable. No one wants to trick clients into buying life insurance, Medicare, health insurance, or other products. Clients also don’t want to feel pressured into
Most insurance agents specialize in just one insurance segment, and while specializing focuses your expertise, relying on a single product line creates a vulnerable revenue stream to seasonal sales stress and greater risk from regulatory
Every fall, Medicare Advantage clients receive their Annual Notice of Change, or ANOC. CMS mandates that each MA client receive this document by the end of September each year, notifying them of all changes to
Life insurance has always had the job of protecting the people who financially depend on your client. But for the right client, certain types of permanent life insurance play another role in supporting a broader,
There’s still time to take advantage of the UHOne summer incentive! Agents have until September 30, 2026, to submit qualifying enrollments for this agent bonus to offer coverage options that meet your client’s needs every
This article is for general educational purposes and is not legal or tax advice. Employers should consult qualified benefits, legal, and tax professionals when establishing or administering a CHOICE. In our recent series on ICHRA
Cambia Health Solutions and Arkansas Blue Cross and Blue Shield are receiving final regulatory approval for their strategic affiliation agreement, which takes effect on October 1, 2026. The deal received approval from the Arkansas Insurance
This article is for general educational purposes and shouldn’t be considered tax, legal, or accounting advice. CHOICE and Premium Tax Credit rules vary based on an individual’s circumstances and applicable plan year. Custom Health Option
If you’ve been talking to employers about Individual Coverage Health Reimbursement Arrangements (ICHRAs), there’s a new name you need to know: CHOICE Arrangements. On September 3, 2026, the Centers for Medicare & Medicaid Services (CMS) and the Small Business Administration (SBA) officially began referring to ICHRAs
For a long time, employer-sponsored health insurance worked predictably. Employers picked one or two group health plans, employees signed up, and yearly price increases were just part of the routine. Now, things are starting to
If every sales conversation ends with someone asking, “Can you beat my current premium?” it seems like price is all that matters. But research shows that while price does play a role, insurance is really
The same federal judge who ruled in favor of Clover Health in its request to recalculate its 2026 CMS Star Ratings is denying Elevance’s emergency request to recalculate its 2026 MA Star Ratings. The judge
Every insurance agent wants positive momentum going into an important selling season. Gaining this momentum while helping people in genuine need makes it even more powerful. Agility partner Presidio Health has a new financial protection
Agility is happy to announce this great new tool from one of our valued partners. BCBSM and HealthSherpa are partnering on this new enrollment tool for ACA enrollments. In addition to supporting the existing On-Marketplace
Health benefits are a key investment for employers. As healthcare costs rise and the workforce becomes more diverse, many companies are deciding whether to keep a traditional group health plan or switch to an Individual
UnitedHealthOne is a great Agility partner who delivers fantastic financial protection products that bring meaningful financial protection to individual clients. They have some great news about updates that go into effect today for UnitedHealthOne. eStore
Aetna is updating its list of 2026 non-commissionable MA plans. As of September 15, 2026, any MA plan applications for MA plans on this list with a signature date on or after September 15, 2026,
