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With healthcare cost projections rising across all health insurance markets in 2027, Agility actively encourages all health insurance agents to develop a well-rounded product portfolio that delivers greater financial protection and value for your health insurance clients.
CMS confirms the disenrollment of approximately 1.5 million “improper” ACA enrollments so far this year, and estimates there are another 4 million left to address. CMS is sending electronic files to each ACA carrier listing
The annual HealthScape Advisors report shows that 73% of all health insurance companies in 2025 posted an operating loss. In 2023, this number was 54%. The 2025 HealthScape report indicates that a large majority of
A July report from Wakely shows that as of April, the number of ACA Marketplace enrollees with at least one hierarchical illness code increased by 6.3% compared to last year. This trend is seen in
Insurance agents often focus on what carriers, CMS, and state insurance departments are doing. However, some of the most important changes in healthcare are happening inside America’s hospitals, and these changes will eventually affect every
Another lawsuit is coming for CMS and its 2027 ACA Final Rule. A coalition of 21 states is suing CMS about the 2027 CMS ACA Final Rule in Northern California. This lawsuit raises the same
CMS is ending the Medicare Part D Stabilization Fund at the end of 2026. This action will be effective for all 2027 plan-year Medicare Part D plans. This fund reduced beneficiary monthly plan premiums by
Last week, CMS rated 18 5-Star Medicare Advantage (MA) contracts as the best MA plans in the nation. At the beginning of this week, CMS announced that there are now 22 5-Star MA contracts in
If you’ve worked in insurance for a while, you’ve probably heard the phrase, “I provide great customer service,” countless times. The issue is that nearly everyone in the industry says this. Today’s customers see friendly
A federal Judge from the US District Court of Maryland is temporarily blocking several provisions of the 2027 CMS ACA Final Rule as part of a June federal lawsuit filed by 4 cities and counties
Many insurance agents feel like they should pursue every group opportunity. After all, a new employer group might bring in dozens or even hundreds of potential members. Experienced agents understand that not every opportunity is
Every day, business decision-makers hear from people who promise to save them money, lower their risks, or offer better benefits. Insurance agents and brokers work in busy markets with many similar products. Instead of trying
Three Medicare Advantage (MA) companies are suing CMS over its miscalculation of each company’s MA Star Ratings. Alignment, Elevance, and SCAN Health have each filed their own suits, stating that CMS is not following the
We have the first analysis on 2027 monthly premiums for the ACA Marketplace Individual market. Analysts at KFF state that initial analysis of 77 plan filings of Marketplace insurers in 16 states and Washington, D.C., shows
The largest accounts usually aren’t won by offering the lowest rates. Instead, they go to advisors who truly understand what employers worry about most. Today, employers don’t just want health insurance. Employers want to attract
Insurance agents are getting more questions than ever about Individual Coverage Health Reimbursement Arrangements (ICHRAs). Employers like the flexibility, but some hesitate because they worry ICHRAs might be too complicated, risky, or unfamiliar. Most objections
The insurance industry is evolving. Employers want more than just someone who provides quotes once a year. Employers are looking for a trusted partner to help them manage rising healthcare costs, meet employee expectations, handle
In late May, a federal judge determined that the Centers for Medicare & Medicaid Services (CMS) improperly used 20 metrics in calculating Clover Health’s 2026 star ratings. An analysis of this ruling indicates that the
Health benefits have always been important for employers, but in 2026, the focus is changing. With healthcare costs rising and employees expecting more, business owners and HR leaders are asking new questions compared to a
Insurance agents are increasingly having the same conversation with employer groups, “Should we keep our traditional group health plan, or is an ICHRA a better fit?” The right answer is rarely that one option is
